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Credit card balance transfers are when you transfer one outstanding balance on your credit card to another credit card. This is often done to take advantage of some special introductory rates or deals.
Some credit card companies offer 0% balance transfers as a way of attracting more business in an ever increasing competitive market. These deals are very welcome to people who struggle to pay off their balance every month.
0% balance transfer credit cards used wisely could mean that you would pay little or no interest on your credit card. You have to be disciplined and apply for a new balance transfer card every 5 months or so.
These credit cards are an excellent way of saving money.
Credit
Card Supplier |
Introductory
Balance Transfer Rate |
Standard
Typical Variable Rate |
Apply
Today |
0% Until
August 1st 2005 |
13.9% APR |
 |
|
0% For 6 Months |
14.9% APR |
|
|
0% For
12 Months |
15.9% APR |
|
|
0%
For 6 Months |
14.9% APR |
|
|
0% For
6 Months |
13.9% APR |
|
|
0%
Until January 1st 2005 |
12.3% APR |
|
|
0% For
9 Months |
15.9% APR |
|
|
0% For
6 Months |
13.9% APR |
|
|
0%
For 6 Months |
12.9% APR |
|