One of our favourites, the Co-operative Bank personal loans has an outstanding APR of only 6.1% and the option of 1-7 years to repay in full.
The rate that you are offered, subject to your credit rating, is fixed for the term of your loan making sure you know the repayments will never change. The Co-operative bank will give you a quick answer to your application and for a £20 charge you could have your funds by the same day!
Due to the Co-operative Banks strict ethics guide you can be sure that the money you borrow has not come from profits of unnecessary pollution, human rights abuses or any other activity which conflicts with their ethics guide.
Loan applicants must have a minimum annual income of £12,000, and be either a homeowner or hold a debit, cheque guarantee, store or credit card.
Summary
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Loan Amounts & APR | £5000 - £25000 - 6.1% APR |
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Loan Repayment Periods | 1 to 7 years | |
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Early Repayment Penalties | 2 months interest | |
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Fixed or Variable Repayments | Fixed | |
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This loan is unavailable |
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